by Genssy
Track every expense, stay on budget, manage all your bills, and uncover insights about your spending — all in one elegant, privacy-first app.
5+
Core Features
100%
Private & Offline
2
Theme Modes
5
Widget Types
Features
Finlo packs powerful financial tools into a clean, intuitive interface that makes managing money feel effortless.
See exactly where you stand. Your money left, income, bills, spending, and days left in the period — all on one screen. The smart health indicator tells you instantly if you're on track.
Log expenses in seconds with a streamlined entry flow. Choose a budget category, add optional notes, and pick the date. Track today, this week, or the entire month at a glance.
Create budgets for any category — groceries, entertainment, coffee, eating out. Choose daily, weekly, monthly, biweekly, yearly, or fully custom periods. Visual progress bars show exactly where you stand.
Organize all your bills into categories like House, Utility Bills, Food, Transportation, and Subscriptions. Add multiple income sources and split bills fairly between earners with smart algorithms.
Powerful analytics help you see the bigger picture. Spending trends, category breakdowns, top expenses, daily averages, and top spending days — all visualized beautifully across different time periods.
Screenshots
Adaptive Design
Finlo looks stunning in dark mode and keeps your finances accessible right from your home screen with elegant iOS widgets.
And More
Budget alerts at custom thresholds, bill reminders, daily tracking nudges, weekly spending summaries, and low balance warnings.
Your financial data syncs automatically across all your devices via iCloud. Your data stays yours — no third-party servers, no accounts required.
Five widget types for your home screen: Budget progress, next bill, today's spending, money left, and a budget overview list.
Download your financial data anytime in CSV or JSON format. Choose exactly what to include: income, bills, budgets, and tracked expenses.
Protect your financial data with Face ID. Require biometric authentication every time you open the app for complete peace of mind.
Set your preferred currency from a wide range of options. Finlo adapts to display amounts in whatever currency you use.
Premium
Finlo is free to use with generous limits. Upgrade to Premium to unlock the complete toolset and take full control of your finances.
Unlimited Budgets
Create as many budgets as you need for any category
All Recurrence Options
Daily, Weekly, Bi-Weekly, Yearly & Custom budget periods
Unlimited Categories
Organize your bills into unlimited custom categories
Advanced Bill Split
Proportional splitting & manual bill reassignment
Budget History & Spending Insights
View past periods, category breakdowns, trends & historical analysis
Download Finlo for free and start building better financial habits.
Download on the App StoreLegal
Read our legal documents to understand how Finlo protects your data and the terms governing its use.